Attention homeowners: Real estate appraisal services for in West Columbia and Lexington County
The top seven reasons SC homeowners need A. M. Appraisals:
Do you own a house in or near West Columbia? Do you need help determining the price of your real estate?
We at A. M. Appraisals understand the individual needs of a consumer seeking appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. But as a consumer,you will receive extra guidance and explanations through the appraisal process to better understand what we do and how we present our findings. For Sale By Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your home because you probably have an emotional attachment to it. The professional appraisers at A. M. Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a crucial negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much you think your house is worth. Interested buyers know you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value conclusion than yours. Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a preferred money saver for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. We're experienced in helping homeowners just like you do away with undesirable PMI insurance. Challenge Lexington county's assessment of your propertyYour local tax assessor may have your house overvalued if you live in a region that is declining or is not appreciating as much as other properties close to yours. That means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. When challenging your property tax assessment, getting an appraisal from A. M. Appraisals is your #1 weapon. HELOC recently frozen?Even if your specific property has not declined in value, your lender may just choose to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area. This can this be inopportune from a cash flow angle, and damaging to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from A. M. Appraisals can help you reinstate your HELOC. We Provide Field and Desktop Appraisal Review ServicesWould you like a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want an expert to double-check your appraisal for efficiency? An appraiser from A. M. Appraisals can go out and check the subject and comps in question in a field review. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal you may have in your possession. Even though this is typically requested by banks, you may wish to use this service if you suspect mortgage fraud related to your house. |
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