Attention homeowners: Real estate appraisal services for in West Columbia and Lexington County

Here are the top 7 reasons why SC homeowners hire A. M. Appraisals:

  1. To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
  2. Challenge a property tax assessment
  3. To reduce your mortgage payments by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. In the case of a SC divorce, when property needs to be divided
  7. Determine the true market value of real estate in question to settle an estate

Do you own a house in or near West Columbia? Do you need help determining the value of your real estate?
Contact A. M. Appraisals.

At A. M. Appraisals, we understand the unique needs of a homeowner in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a potential buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value assessment than yours.

PMI Removal Appraisals

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to cut expenses for homeowners. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. A. M. Appraisals is experts in helping homeowners just like you abolish unneeded PMI insurance.

Challenging Lexington county's assessment of your property

If you live in an area that is going down or is not appreciating as much as other houses nearby, your local tax assessor may have your house overvalued. This only means you are most likely paying higher taxes than you should be paying. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from A. M. Appraisals is your chief weapon.

Was your HELOC recently frozen?

If your property is in or near a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be difficult from a cash flow viewpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. A. M. Appraisals can provide you with efficient appraisal that will help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for precision? A. M. Appraisals offers field reviews where we'll go out and check the subject and comps in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? A. M. Appraisals can help with that too. While typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your house.

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