Need an appraisal in West Columbia or Lexington County?
Here are the top seven reasons why SC homeowners call on A. M. Appraisals:
Do you own a house in or near West Columbia? Do you need help deciding the price of your real estate?
At A. M. Appraisals, we understand the unique needs of a customer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner
It's very hard to be objective about your home because you most likely have an emotional attachment to it. The professional appraisers at A. M. Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic selling price so your property will attract interested buyers. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value estimation than yours.
Appraisals to remove PMI
PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. At A. M. Appraisals, we're qualified in helping people just like you rid yourselves of undesirable PMI insurance.
Challenge Lexington county's assessment of your property
If you live in an area that is declining or not appreciating as much as other homes close to yours, your local tax assessor may have your home overvalued. That only means you're probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal report from A. M. Appraisals is your strongest weapon.
Recently got a freeze your HELOC?
If your home is near a declining area, your lender might just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inopportune from a cash flow standpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. An efficient appraisal from A. M. Appraisals can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?
Do you need a professional to double-check your appraisal for preciseness, or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal report? A. M. Appraisals can We can assist you. While typically requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your house.
Got a Question?
Do you have a question? We can help. Simply fill out the form below and we'll contact you with the answer, with no obligation to you. We guarantee your privacy.