Real estate appraisal services for homeowners in the city of West Columbia and Lexington County![]() Here are the top 7 reasons why SC homeowners need A. M. Appraisals:
Need help determining the price of your house in or near West Columbia, SC?
At A. M. Appraisals, we understand the individual needs of a consumer in need of appraisal services. Our typical business clients understand the appraisal process and the customary reporting formats. But as a general consumer,you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we document our findings. For Sale By Owner (FSBO)/Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at A. M. Appraisals will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It's something concrete to show your buyer. It's an independent third party's opinion of your home's price, and not just how much you think your house is worth. Potential buyers know you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value judgement than yours. Need to remove PMI?Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred money saver for homeowners. Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI removed from your loan, which will make your monthly payments go down. We are veterans in helping folks just like you delete unwanted PMI insurance. Challenge a property tax assessmentYour local tax assessor may have your house overvalued if your house not appreciating as much as other properties nearby. This only means you're going to pay higher taxes than you should be paying. The earlier you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from A. M. Appraisals is your best weapon. Recently got a freeze your HELOC?Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow point of view. A. M. Appraisals can help you reinstate your HELOC. Field and Desktop Appraisal Review ServicesHave you just accepted a copy of your appraisal and you would prefer to have a professional double-check it for accuracy or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? In a field review we'll go out and check the subject and comps in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal report? A. M. Appraisals can We can assist you. Even though this is typically requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your property. |
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