A. M. Appraisals

We assure you that A. M. Appraisals is an FHA-certified appraisal provider in SC. A. M. Appraisals is certified and approved to do appraisals for FHA secured loans. Part of the ongoing training our staff at A. M. Appraisals undergoes deals exclusively with decoding the FHA's documentation and their rules and procedures.

Be sure to contact A. M. Appraisals if you need an appraisal done for an FHA-secured loan.

If your financial transaction is FHA certified, that means that it has been secured by the Federal Housing Administration, which is a branch of the United States Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lending organizations with safety through mortgage insurance in case the borrower defaults on his or her financial obligations. The FHA and their loan programs are built to benefit low-to-moderate income purchasers help meet credit qualifications if they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Those with lesser income or less starting funds to use as a down-payment on a loan benefit the most from FHA loan programs.